When Does a Roth Conversion Make Financial Sense?

May 9, 2025
A thoughtful man in a blue shirt reviews documents at a desk labeled with folders "Traditional IRA" and "Roth IRA," evaluating retirement account strategies.

A Roth conversion lets you shift money from a pre-tax retirement account into a Roth IRA. The trade-off: you pay taxes now in exchange for tax-free withdrawals later. Done strategically, a Roth conversion can lower your lifetime tax bill, reduce required minimum distributions (RMDs), and give you more control over retirement income. But the benefits…

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10 Investor Mindset Shifts to Handle Market Losses

May 5, 2025
Illustrated surfer riding a large red downtrend arrow through turbulent financial waves, symbolizing navigating market crashes with strategy and resilience.

Market downturns test even the most disciplined investors. When portfolios shrink, fear takes over. But emotional investing mistakes rarely lead to long-term success. The right investor mindset during a market crash helps you stay focused, minimize losses, and even uncover new opportunities. Here are 10 shifts you can make to keep your investment strategy on…

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