Posts Tagged ‘roth conversion’
What You Should Be Doing Right Now: Tax and Retirement Planning Mid-Year
We’re halfway through the year. That weird middle ground—too late to say “I’ll deal with it later,” but not so late that you’ve run out of options. If you’ve ignored your taxes or haven’t touched your retirement plan since January, now’s your window. Mid-year is when your numbers are real, not just guesses. And with…
Read MoreCelebrating Memorial Day with a Roth Conversion? Here’s When It Makes Sense
Memorial Day marks more than just the start of summer. It’s also a smart checkpoint in the year to revisit your finances — especially your retirement strategy. One question you might be asking:Should I do a Roth conversion now? The answer depends on timing, income, tax projections, and your long-term goals. What Is a Roth…
Read MoreWhen Does a Roth Conversion Make Financial Sense?
A Roth conversion lets you shift money from a pre-tax retirement account into a Roth IRA. The trade-off: you pay taxes now in exchange for tax-free withdrawals later. Done strategically, a Roth conversion can lower your lifetime tax bill, reduce required minimum distributions (RMDs), and give you more control over retirement income. But the benefits…
Read More10 Investor Mindset Shifts to Handle Market Losses
Market downturns test even the most disciplined investors. When portfolios shrink, fear takes over. But emotional investing mistakes rarely lead to long-term success. The right investor mindset during a market crash helps you stay focused, minimize losses, and even uncover new opportunities. Here are 10 shifts you can make to keep your investment strategy on…
Read More