Remote Medicine, Real Taxes: What Doctors Working Online Need to Know

Illustration of a telemedicine doctor in a white coat reviewing tax documents while on a video call with a patient, with a tax calendar in the background

The way physicians practice has shifted. If you’re delivering care remotely—full time or just supplementing your income—you’re operating in a different tax environment. One that requires more tracking, more strategy, and yes, more decisions. This guide walks you through what doctors working in telemedicine need to understand about taxes—and how to make it all work…

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W-2 vs. 1099 for Doctors: Which Saves More on Taxes?

Close-up of W-2 and 1099 tax forms with sticky note asking which saves more on taxes for doctors

Not all income is treated the same—especially when you’re a physician. Whether you’re working as a full-time W-2 employee or contracting as a 1099 independent doctor, how you’re classified can make a real difference on your taxes, deductions, and long-term financial strategy. Let’s walk through what each option really means, what it costs you, and…

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When Does a Roth Conversion Make Financial Sense?

A thoughtful man in a blue shirt reviews documents at a desk labeled with folders "Traditional IRA" and "Roth IRA," evaluating retirement account strategies.

A Roth conversion lets you shift money from a pre-tax retirement account into a Roth IRA. The trade-off: you pay taxes now in exchange for tax-free withdrawals later. Done strategically, a Roth conversion can lower your lifetime tax bill, reduce required minimum distributions (RMDs), and give you more control over retirement income. But the benefits…

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