Index Funds vs. Active Management: What Really Wins

May 7, 2025
Illustrated infographic comparing index funds and active management, highlighting differences in fees, turnover, tax efficiency, and performance.

If you want to grow your wealth without unnecessary risk or tax drag, your investment strategy matters. For high-income professionals, especially physicians, choosing between index funds and active management isn’t just about returns — it’s about efficiency, control, and long-term outcomes. So, what actually wins in the long run? Let’s break it down. What’s the…

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Don’t Buy Stuff You Can’t Afford

April 30, 2025
Visual of overspending: money going into a ‘Luxury’ bucket while ‘Retirement’ savings are neglected, showing how overspending hurts taxes and retirement.

A Tax-Smart Path to Financial Control and Retirement Freedom Living beyond your means doesn’t just lead to stress and debt. It’s one of the clearest examples of how overspending hurts your taxes and retirement. When your money goes toward short-term indulgences instead of strategic planning, you lose out on valuable tax benefits and delay your…

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