Moving Closer—or Further—from Financial Freedom?

Businessman in a suit standing triumphantly on a mountain peak with arms raised, symbolizing achievement and financial freedom under a bright sky.

A few years back, a friend texted me a photo of his brand-new sports car. It was red. Shiny. Gorgeous. A month later, he was complaining he couldn’t afford to max out his retirement account anymore. Another friend—same income, same job title—drove a sensible sedan, invested every bonus check, and recently told me she’s contemplating…

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How to Identify Your Biggest Financial Threat

Illustration of a man holding a magnifying glass, inspecting a bush hiding gold coins, symbolizing discovering hidden financial threats or risks.

A friend of mine used to say, “I’d rather face a lion than look at my finances.” I used to laugh—until I realized a lot of people feel the same. Lions roar and bare their teeth. Financial threats…they’re quiet. Subtle. They hide in spreadsheets, interest rates, and decisions you meant to make “next month.” And…

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Are Your Habits Helping or Hurting Your Financial Freedom?

Wooden piggy bank labeled “Money Habits” next to stacks of hundred-dollar bills and wooden dollar signs on a wooden table surface, symbolizing financial habits and savings.

Years ago, a friend of mine bought a fancy new espresso machine for $1,200. She called it an “investment.” She used it twice. Meanwhile, another friend socked away $20 a week into a Roth IRA and, last I checked, had almost five figures saved—just from coffee money alone. Same income levels. Totally different financial outcomes.…

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