Posts Tagged ‘financial wellness’
Don’t Wait to Create Your Legacy
Legacy. It sounds like something reserved for the ultra-wealthy or the very old. But the truth is, legacy isn’t just about leaving money when you die—it’s about how you live, what you stand for, and what you intentionally shape now. Waiting until “someday” to plan your legacy is one of the most common mistakes people…
Read MoreEnough or Forever Rich? The Debate Over Generational Wealth
There’s a tension that sits quietly at the center of every conversation about wealth. On one hand, many people want to build a financial legacy so their children—and maybe even grandchildren—never have to struggle. On the other, there’s the worry that leaving too much might rob the next generation of motivation, perspective, or gratitude. Should…
Read MorePhysicians, Protect Your Assets: 10 Strategies You Need
I once spoke with a surgeon who told me: “I feel like I’m one lawsuit away from losing everything I’ve built.” He wasn’t being dramatic. Physicians carry a unique risk profile that most people simply don’t face. High income, valuable assets, and the potential for malpractice claims make you a prime target—not just for lawsuits,…
Read MoreMoving Closer—or Further—from Financial Freedom?
A few years back, a friend texted me a photo of his brand-new sports car. It was red. Shiny. Gorgeous. A month later, he was complaining he couldn’t afford to max out his retirement account anymore. Another friend—same income, same job title—drove a sensible sedan, invested every bonus check, and recently told me she’s contemplating…
Read MoreHow to Identify Your Biggest Financial Threat
A friend of mine used to say, “I’d rather face a lion than look at my finances.” I used to laugh—until I realized a lot of people feel the same. Lions roar and bare their teeth. Financial threats…they’re quiet. Subtle. They hide in spreadsheets, interest rates, and decisions you meant to make “next month.” And…
Read MoreAre Your Habits Helping or Hurting Your Financial Freedom?
Years ago, a friend of mine bought a fancy new espresso machine for $1,200. She called it an “investment.” She used it twice. Meanwhile, another friend socked away $20 a week into a Roth IRA and, last I checked, had almost five figures saved—just from coffee money alone. Same income levels. Totally different financial outcomes.…
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