Moving Closer—or Further—from Financial Freedom?

July 9, 2025
Businessman in a suit standing triumphantly on a mountain peak with arms raised, symbolizing achievement and financial freedom under a bright sky.

A few years back, a friend texted me a photo of his brand-new sports car. It was red. Shiny. Gorgeous. A month later, he was complaining he couldn’t afford to max out his retirement account anymore. Another friend—same income, same job title—drove a sensible sedan, invested every bonus check, and recently told me she’s contemplating…

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Are Your Habits Helping or Hurting Your Financial Freedom?

July 2, 2025
Wooden piggy bank labeled “Money Habits” next to stacks of hundred-dollar bills and wooden dollar signs on a wooden table surface, symbolizing financial habits and savings.

Years ago, a friend of mine bought a fancy new espresso machine for $1,200. She called it an “investment.” She used it twice. Meanwhile, another friend socked away $20 a week into a Roth IRA and, last I checked, had almost five figures saved—just from coffee money alone. Same income levels. Totally different financial outcomes.…

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