Moving Closer—or Further—from Financial Freedom?

Businessman in a suit standing triumphantly on a mountain peak with arms raised, symbolizing achievement and financial freedom under a bright sky.

A few years back, a friend texted me a photo of his brand-new sports car. It was red. Shiny. Gorgeous. A month later, he was complaining he couldn’t afford to max out his retirement account anymore. Another friend—same income, same job title—drove a sensible sedan, invested every bonus check, and recently told me she’s contemplating…

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